For certain treatments and costs, a form must be submitted in advance for prior authorization and cost evaluation. The coverage items which require prior cost evaluation can be found in the itemized list of services.
These cannot be purchased individually without purchase of the standard coverage. They are marked with an asterisk*.
80% of the costs are covered for
Biannual checkups (every 2 calendar years) cover
Priority Class in private room*
Coverage for stays in a single-bed private room in an Austrian hospital (from the hospital list) and with direct billing.
Reimbursement for all other costs:
Purchasable only in combination with our Standard coverage and validity limited to AUSTRIA.
This add-on insurance covers services related to your personal physical well-being. The programs are designed to improve your health, increase your physical and/or mental fitness.
They include wellness stays in our hotels. I. Vital Coach (6 treatment units per calendar year)
II. Vital Hotel (every 2 calendar years)
III. Vital Check (every 2 calendar years)
For more detailed information about medical expenses for individuals not covered by European Union social security benefits, please check our special coverage plans.
A prior cost evaluation is necessary before you are cleared for treatment.
Initial cost evaluation gives our medical team the opportunity to evaluate and review proposed treatments and to ensure that all costs are within the typical coverage and costs of the respective geographical area.
By submitting a confirmation form for coverage, insured persons can receive cashless access to hospitals (if available).